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You have no cash for the deposit conserved yet, however you wish to place 15% down. To get the 15% down payment, or $30,000, you'll need to conceal away $1,250 a month for the next 2 years. If you do not have the option to cash-out refinance, you'll require a plan to conserve your down payment. Your other option is to obtain a second mortgage, but know that your loan provider will call for a larger deposit. While you can acquire your primary home with as low as 3% down, your villa will certainly require at the very least 10%-- or even more detailed to 20%.
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